Quit Smoking to Save Money

Smoking cigarettes can be a very expensive habit. Money spent on cigarettes each week could have gone towards groceries, bills, going out to eat, or a host of other items that could be added into your budget. Spending money on smoking can directly impact a family budget, especially if the budget is tight already. Many people decide to quit smoking because of the financial burdens it places on their family.
To feel the continuing mood enhancement that the nicotine in cigarettes provides, many smokers smoke more than one pack per day. A person may begin smoking only a couple of cigarettes per day, but eventually they need more to feel the nicotine effects. What started out as a cigarette here and a cigarette there turns into a pack, a pack and a half, two packs a day, and so on.
To calculate how much you spend on cigarettes per week determines how many cigarettes you smoke per month and then multiply that by 12. If your pack of cigarettes is generally $4.00 and you smoke 2 packs per day, you are roughly spending $3,000 a year on cigarettes, lighters, etc. If you were to quit smoking your budget would have an additional three grand per year added to it. That could pay for all sorts of nice things that you could afford.
If you were to take the money you were saving from not smoking and place it into a 401k plan you could retire with thousands upon thousands of dollars just from the money you were going to spend on cigarettes plus interest.
Another benefit of not smoking that will save you money is with insurance costs. Most insurance companies will not even insure a smoker. The insurance companies that will cover you may charge outrageous premiums and have high deductibles. Even then they may not cover some medical conditions you incur due to your cigarette use.
If you smoke in your car you have greatly depreciated the value of it. A non-smoker can tell quickly that a car has been smoked in. For smokers it is hard to smell cigarette smoke because not only have they gotten used to the smell of smoke, but the harmful effects of smoking have decreased their ability to smell.
Not only that, but many companies across the US are putting bans on smoking on their premises and have even gone so far as to not hire employees that smoke. You could be missing some wonderful job opportunities because of you cigarette addiction.
The time to quit smoking is now.